Personal Guarantee Insurance for Doctors, Investors, Business Owners

Personal Guarantee Insurance for Doctors (and everyone else) Source: Physicians Practice Non-medical business exposures that threaten doctors’ financial solvency continue to grow in scope and number. This week we take a look a relatively new type of risk-management product: Personal Guarantee (PG) Insurance. We’ve covered both exposure related to residential and commercial real estate debt […]

Arizona Anti-Deficiency Overview – An Asset Protection Road-map

As we have discussed often in this forum, Asset Protection NOT just about lawsuits, it’s increasingly about any source of loss, risk or exposure to your hard earned wealth. In some cases your assets themselves, like real estate, create the liability we are concerned about. Given the carnage in the real estate market over the […]

Seller Financing in Today’s Luxury Home Market

 Buying and selling homes in AZ right now is tough for most people. Sure, the speculators with cash are out there outbidding you on the courthouse steps to protect their rentals and market share, but what if you are trying to buy or sell a fine home and are NOT a cash buyer? One way […]

Strategic Mortgage Default – from an Asset Protection Perspective

Nearly every homeowner in America with a mortgage has had at least an internal conversation, however brief, wondering if they should let their home go like “everyone else” seems to be. A variety of issues including emotional, financial, legal and ethical concerns are part of nearly every such conversation for most of the successful people […]