How To Document Property Damage Claims at Your Business or Medical Practice: Asset Protection

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As we’ve seen across the United States over the last year, severe weather, disasters and even intentional acts of vandalism can cause financially devastsing  property damage. Below are tips on how to document and pursue claims with your insurance company to enforce your rights under your  property and casualty policy. • Step One: Actually having […]

Essential Legal and Financial Documents, an Emergency Checklist

VITAL LEGAL DOCUMENTS

Finding key documents can be trying and laborious under the best circumstances, even with plenty of notice, like at tax time every year. Finding them under stress or worse, having to have someone else sort through the entirety of the paperwork you have hoarded after an emergency, death or other crisis is often impossible. This […]

Personal Liability Insurance Umbrella Policies Remain Vital Asset Protection for Doctors, Business Owners

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The law, like medicine, offers few absolutes: Personal liability umbrella policies are not a “magic bullet” that either always or never works. Despite their limits, they remain a key tool in your personal asset-protection plan and your most essential (and affordable) first line of defense. We’ve discussed the fact that many doctors and business owners […]

10 Survival Tips on Asset Protection for Real Estate Investors & Owners

ASSET PROTECTION - REAL ESTATE

  Real estate management issues fall into several basic categories: debt, liability, and loss. We provide an introduction to these issues to help you get your house in order below. As many business owners and physicians also have investment in real estate outside their business itself, I’ve included issues of wide applicably. Debt The nature of […]

Teen who takes stolen drugs at party sues pharmacy, parents of party host and others, WINS $4.1MM

THE DANGER OF

Teen who takes stolen drugs at party sues pharmacy, parents of party host and others, wins $4.1MM http://www.nj.com/news/index.ssf/2011/12/saddle_river_man_to_receive_41.html The article  link above shows the scope and zeal of lawsuits that seek to assign blame in their quest for a deep pocket. In this case, a former employee of a pharmacy steals drugs (Xanax) and takes them […]

Is Your Physical Office an Obstacle Course of Liability? PREMESIS LIABILITY

MEDICAL PRACTICE MGMT

By Ike Devji, J.D. You spend time worrying about “technical” issues that create liability like practice procedures, HIPPA and billing compliance and other patient related procedures, all with good reason. Sometimes however, other more basic liabilities are innocently created or overlooked by even the most informed practice managers and doctors. Here are two simple issues […]

OWN VACANT PROPERTY? HERE’S A RISK YOU MAY NOT BE AWARE OF – YOUR INSURANCE HAS BEEN CANCELLED

The news is filled with stories about the unfortunate reality of vacant properties. As just one example, office property in Phoenix Arizona now stands at a 26% vacancy rate and the news regularly features stories on homes and commercial properties that have been stripped and damaged by squatters, theives and vandals.We have also seen the […]